Xa uzibandakanya kurhwebo lwamazwe ngamazwe, esinye sezona zigqibo zibalulekileyo ekuya kufuneka uzenze kukukhetha indlela yokuhlawula efanelekileyo.Njengomthumeli wangaphandle okanye ongenisa impahla ngaphandle, ukukhetha indlela efanelekileyo yokuhlawula urhwebo lwangaphandle kubalulekile ukuqinisekisa ukuhamba kakuhle kwentengiselwano kunye nokhuseleko lwemali yakho.Kweli nqaku, siza kuphonononga ezinye zeendlela ezidumileyo zokuhlawula urhwebo lwangaphandle kwaye sikuncede ubone ukuba yeyiphi ekulungeleyo.
1. Ileta yeTyala (L/C):
Ileta yetyala yindlela yokuhlawula esetyenziswa ngokubanzi kurhwebo lwamazwe ngamazwe.Ibandakanya iziko lezemali, ngokuqhelekileyo ibhanki, esebenza njengomlamli phakathi komthengi nomthengisi.Ibhanki yomthengi ikhupha ileta yekhredithi, iqinisekisa intlawulo kumthengisi ekugqityweni ngempumelelo kweemeko ezichaziweyo.Le ndlela ibonelela ngokhuseleko kumacala omabini njengoko umthengisi esazi ukuba baya kuhlawulwa, kwaye umthengi uqinisekisa ukuba iimpahla zihanjiswa ngokwemiqathango ekuvunyelwene ngayo.
2. Ingqokelela yamaxwebhu:
Ngokuqokelelwa kwamaxwebhu, umthengisi unikezela ukuphatha intlawulo kwibhanki yakhe.Ibhanki ithumela amaxwebhu okuthumela kwibhanki yomthengi othengayo oya kuthi ayikhulule kumthengi xa sele kwenziwe intlawulo.Le ndlela inikezela ngenqanaba elithile lokhuseleko kodwa ayiboneleli kwinqanaba elifanayo lesiqinisekiso njengeleta yekhredithi.Ingqokelela yamaxwebhu ifanelekile kumaqabane orhwebo asekiweyo anembali entle yokuhlawula.
3. Ukuhlawula kwangaphambili:
Kwezinye iimeko, ngakumbi xa usebenza namaqabane athembekileyo okanye kwiitransekshini ezincinci, intlawulo yangaphambi kwexesha inokuba yeyona ndlela ikhethwayo.Njengoko igama libonisa, umthengi wenza intlawulo kwangaphambili ngaphambi kokuba iimpahla okanye iinkonzo zihanjiswe.Le ndlela inika umthengisi imvakalelo yokhuseleko, eyazi ukuba bafumene intlawulo ngaphambi kokuthumela iimveliso.Nangona kunjalo, umthengi unomngcipheko wokungazifumani iimpahla ukuba umthengisi uyasilela.
4. Vula iAkhawunti:
Indlela ye-akhawunti evulekileyo yeyona nto inobungozi kodwa ikwayeyona ndlela ifanelekileyo yokuhlawula kumacala omabini.Ngale ndlela, umthengisi uthumela iimpahla kunye nokubonelela ngetyala kumthengi, ovuma ukuhlawula ngexesha elithile, ngokuqhelekileyo emva kokufumana iimveliso.Le ndlela yokuhlawula idinga umgangatho ophezulu wokuthembana phakathi komthengisi kunye nomthengisi.Isetyenziswa ngokuqhelekileyo phakathi kwamaqabane amashishini exesha elide kunye nerekhodi eqinisekisiweyo.
Ukukhetha indlela yentlawulo yorhwebo lwangaphandle echanekileyo kuxhomekeke kwizinto eziliqela ezifana nenqanaba lentembeko phakathi kwamaqela, ixabiso lentengiselwano, ukufaneleka komthengi, kunye nobume beemveliso okanye iinkonzo ezithengiswayo.Kubalulekile ukuvavanya le miba ngononophelo kwaye uqwalasele imingcipheko kunye neenzuzo ezinxulumene nazo.
Ukuba ungumthengisi omtsha okanye othenga kumazwe angaphandle, ukukhetha indlela yokuhlawula ekhuseleke ngakumbi njengeleta yetyala okanye ingqokelela yamaxwebhu isenokuba lolona khetho lukhuselekileyo lokukhusela umdla wakho.Nangona kunjalo, njengoko usakha ukuthembana kunye nokuseka ubudlelwane bexesha elide kunye namaqabane akho okurhweba, unokucinga ngeendlela eziguquguqukayo ezifana nentlawulo yangaphambili okanye i-akhawunti evulekileyo ukuze ulungelelanise intengiselwano yakho.
Ukuqukumbela, ukhetho lwendlela efanelekileyo yokuhlawula urhwebo lwangaphandle sisigqibo esibalulekileyo ekufuneka senziwe emva kokuqwalaselwa ngenyameko kwiimfuno ezithile zentengiselwano yakho yorhwebo.Njengoko uzulazula kwimarike yehlabathi, ukufuna ingcebiso kwiingcali zebhanki kunye nabachwephesha abanamava okanye abarhwebi bangaphandle kunokubonelela ngengqiqo ebalulekileyo ekukhetheni eyona ndlela ifanelekileyo.Khumbula, undoqo kukwenza ulungelelwano phakathi kokhuseleko kunye nokulula ngelixa uqinisekisa ukusebenza kakuhle kweshishini lakho lorhwebo lwamazwe ngamazwe.
Ixesha lokuposa: Oct-09-2023